Online Appendix for Credit Market Consequences of Improved Personal Identification: Field Experimental Evidence from Malawi
نویسندگان
چکیده
Background on Cheetah Paprika (CP) Extension services provided by CP consist of preliminary meetings to market paprika seed to farmers and teach them about the growing process, additional group trainings about farming techniques, individual support for growers provided by the field assistants, and information about grading and marketing the crop. The farmer receives extension services and a package of seeds, pesticides and fungicides at wholesale rates in exchange for the commitment to sell the paprika crop to CP at harvest time. Although CP is by far the largest paprika purchaser in the country, it does not provide credit to farmers because of the risks involved in contract enforcement. CP has a staff of six extension officers and 15 field assistants in the locations chosen for the study. The staff maintain a database of all current and past paprika growers and handles the logistics of supplying farmers with the package of inputs as well as the purchase of the crop. In July 2007, CP asked farmers in the study areas to organize themselves into clubs of 15 to 20 members to accommodate MRFC’s group lending rules. Most of these clubs were already in existence, primarily to ease delivery of Cheetah extension services and collection of the crop. During the baseline survey and fingerprinting period (August and September 2007), CP staff provided a list of paprika growing clubs in each locality to be visited in each week.
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